L4 — Money Cycle (clause 7 · collects from clause 8, funds the system)
graph TD
N0["1. PLAN<br/>Budget: envelopes & priorities"]
N1["2. COLLECT<br/>Income in: salary + product sales"]
N2["3. ALLOCATE<br/>Family, immigration, infra, invest"]
N3["4. SPEND<br/>Controlled by the allocation only"]
N4["5. TRACK<br/>Record every movement"]
N5["6. SAVE & INVEST<br/>Surplus to reserves"]
N6["7. AUDIT<br/>Monthly close: plan vs actual"]
N7["8. REVIEW & IMPROVE<br/>Adjust envelopes for next month"]
N8["PORT ← L1-Career & L3-Products<br/>all income enters here"]
N9["PORT → L2-Immigration / L6-Infra / L7-Family<br/>funded from allocation"]
N0 --> N1
N1 --> N2
N2 --> N3
N3 --> N4
N4 --> N5
N5 --> N6
N6 --> N7
N7 -->|"cycle closes"| N0
N8 -.-> N1
N2 -.-> N9
style N0 fill:#D5F5E3,stroke:#186A3B
style N1 fill:#D5F5E3,stroke:#186A3B
style N2 fill:#D5F5E3,stroke:#186A3B
style N3 fill:#D5F5E3,stroke:#186A3B
style N4 fill:#D5F5E3,stroke:#186A3B
style N5 fill:#D5F5E3,stroke:#186A3B
style N6 fill:#FDEBD0,stroke:#9C640C
style N7 fill:#FDEBD0,stroke:#9C640C
style N8 stroke:#1A5276,stroke-dasharray:5 5
style N9 stroke:#0E6655,stroke-dasharray:5 5
Ports
- ← L1 Career & L3 Products — all income enters here.
- → L2 Immigration / L6 Infrastructure / L7 Family — funded from the allocation step only.
Sources
(Khaled adds official hyperlinks here — bank, budgeting method, investment references.)